November 2026 is one of the most festival-dense months in the Indian banking calendar. With Diwali falling on 8 November, the ripple effect of festival closures runs through the first half of the month — Govardhan Puja on 9 November, Bhai Dooj on 11 November, and Chhath Puja on 15 November all carry state-level bank closures. Then Guru Nanak Jayanti arrives on 24 November as a nationwide bank holiday. Factor in four Sundays, the 2nd and 4th Saturday closures, and regional observances like Kannada Rajyotsava, and November 2026 becomes one of the year’s most important months to plan your banking in advance. This guide gives you the complete, verified list of bank holidays in November 2026 — national, state-wise, and festival-specific — so you can plan transactions, loan applications, branch visits, and everything else without getting caught out.
Complete Bank Holiday Calendar — November 2026
| Date | Day | Holiday | States / Coverage |
| 1 Nov 2026 | Sunday | Kannada Rajyotsava / Puducherry Liberation Day / Kut | Karnataka, Puducherry, Manipur |
| 2 Nov 2026 | Monday | Sunday (weekly off) | All states |
| 8 Nov 2026 | Sunday | Diwali (Deepavali) / Kali Puja / Naraka Chaturdashi | Pan-India |
| 9 Nov 2026 | Monday | Govardhan Puja / Deepavali (extended) / Vishwakarma Day | North & West India |
| 10 Nov 2026 | Tuesday | Diwali / Bali Pratipada / Vikram Samvant New Year | Gujarat, Maharashtra, selected states |
| 11 Nov 2026 | Wednesday | Bhai Dooj / Ningol Chakkouba / Chitragupta Jayanti | North & East India, Manipur |
| 13 Nov 2026 | Friday | Wangala Festival | Meghalaya |
| 14 Nov 2026 | Saturday | 2nd Saturday | All states |
| 15 Nov 2026 | Sunday | Chhath Puja / Birsa Munda Jayanti | Bihar, Jharkhand, UP, Odisha |
| 16 Nov 2026 | Monday | Chhath Puja (Usha Arghya — second day) | Bihar, Jharkhand, UP, Delhi |
| 20 Nov 2026 | Friday | Igas-Bagwal | Uttarakhand |
| 22 Nov 2026 | Sunday | Sunday | All states |
| 23 Nov 2026 | Monday | Seng Kut Snem | Meghalaya |
| 24 Nov 2026 | Tuesday | Guru Nanak Jayanti / Kartika Purnima / Rahas Purnima | Pan-India (gazetted) |
| 28 Nov 2026 | Saturday | 4th Saturday | All states |
| 29 Nov 2026 | Sunday | Sunday | All states |
November 2026 Bank Holidays — Festival by Festival
Diwali (Deepavali) — 8 November 2026 (Sunday)
Diwali (Deepavali) falls on Sunday, 8 November 2026, and is a gazetted holiday. As a gazetted national holiday, all banks across India observe closure on this date. Since it falls on a Sunday in 2026, the bank closure is automatic — but the Diwali festival ripples across multiple banking days through the associated holidays that follow.
Naraka Chaturdasi, sometimes observed as the main Diwali day in certain states, also falls on Sunday, 8 November 2026.
Is bank open on Diwali 2026? No. All banks remain closed on 8 November 2026 nationwide — both because it is a Sunday and because it is a gazetted national holiday.
Online banking on Diwali: UPI, NEFT, IMPS, mobile banking apps, and ATMs remain functional on bank holidays. Only branch-based services are unavailable.
Govardhan Puja — 9 November 2026 (Monday)
Govardhan Puja follows on Monday, 9 November 2026. Banks in northern and western India observe closure on this date. States where bank branches are typically closed for Govardhan Puja include Uttar Pradesh, Rajasthan, Haryana, Delhi, Himachal Pradesh, and parts of Maharashtra and Gujarat.
The Canara Bank holiday calendar also lists Vishwakarma Day on 9 November 2026 as a regional observance in certain states.
States observing: UP, Delhi, Rajasthan, Haryana, HP, parts of Maharashtra, Gujarat
Bhai Dooj — 11 November 2026 (Wednesday)
Bhai Dooj falls on Wednesday, 11 November 2026, and is a bank holiday in certain areas. A mid-week bank closure in many northern and eastern states.
The Canara Bank 2026 calendar lists 11 November as Ningol Chakkouba, Bhratridwitya/Bhai Dooj, and Chitragupta Jayanti — demonstrating how a single date can carry multiple distinct regional observances.
States observing: UP, Delhi, Bihar, West Bengal, Gujarat, Himachal Pradesh, Sikkim, Manipur (Ningol Chakkouba)
Wangala Festival — 13 November 2026 (Friday)
The Wangala Festival, also known as the “Hundred Drums Festival,” is the most important harvest celebration of the Garo tribe of Meghalaya. Banks in Meghalaya observe closure on this date.
States observing: Meghalaya only
Chhath Puja — 15–16 November 2026 (Sunday–Monday)
Chhath Puja falls on 15 November 2026. This ancient Vedic festival dedicated to the Sun God involves elaborate riverbank rituals, strict fasting, and dawn offerings. It is primarily observed in Bihar, Jharkhand, eastern Uttar Pradesh, and among migrant communities in Delhi, Mumbai, and other cities.
Banks in Bihar, Jharkhand, Uttar Pradesh and Odisha typically observe closure on the main Chhath day. The Canara Bank calendar also lists 16 November (Monday) as Chhath Puja — the Usha Arghya (dawn offering) day — as a bank holiday in applicable states.
States observing: Bihar, Jharkhand, UP, Odisha, Delhi (state government may declare)
Igas-Bagwal — 20 November 2026 (Friday)
Igas-Bagwal is Uttarakhand’s regional Diwali celebration, observed eleven days after the main Diwali festival. It is a uniquely Pahari tradition marking the return of soldiers from war who missed the main Diwali but celebrated upon their return.
States observing: Uttarakhand only
Guru Nanak Jayanti — 24 November 2026 (Tuesday)
Guru Nanak Jayanti is on Tuesday, 24 November 2026, and is a gazetted holiday, leading to bank closures in many regions, especially in Punjab, Haryana, and Delhi.
Guru Nanak Dev Ji Birthday falls on Tuesday, 24 November 2026 — confirmed across multiple verified sources.
Guru Nanak Jayanti is a gazetted national holiday, meaning all central government offices and banks across India observe closure. Kartika Purnima and Rahas Purnima also fall on 24 November 2026, making this date carry multiple religious significances simultaneously.
Coverage: Pan-India — all banks closed
Is bank open on 24 November 2026? No. Guru Nanak Jayanti is a gazetted national holiday. All bank branches remain closed across India.
Seng Kut Snem — 23 November 2026 (Monday)
Seng Kut Snem is the most important festival of the Seng Khasi community of Meghalaya — an indigenous religious observance marking the beginning of the new year. Banks in Meghalaya observe closure on this date.
States observing: Meghalaya only
2nd and 4th Saturday Bank Holidays — November 2026
As per RBI guidelines, all banks across India remain closed on the 2nd and 4th Saturdays of every month.
| Saturday | Date | Type |
| 1st Saturday | 7 November 2026 | Banks OPEN |
| 2nd Saturday | 14 November 2026 | Banks CLOSED |
| 3rd Saturday | 21 November 2026 | Banks OPEN |
| 4th Saturday | 28 November 2026 | Banks CLOSED |
State-Wise Bank Holidays — November 2026
| State / UT | Bank Holiday Dates in November 2026 |
| Delhi | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 16 Nov (Chhath Puja — subject to state declaration), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Maharashtra | 8 Nov (Diwali), 9–10 Nov (Govardhan Puja/Bali Pratipada), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Punjab | 8 Nov (Diwali), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Haryana | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Uttar Pradesh | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 15–16 Nov (Chhath Puja), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Bihar | 8 Nov (Diwali), 14 Nov (2nd Sat), 15–16 Nov (Chhath Puja), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Jharkhand | 8 Nov (Diwali), 14 Nov (2nd Sat), 15 Nov (Chhath Puja / Birsa Munda Jayanti), 16 Nov (Chhath Puja), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| West Bengal | 8 Nov (Kali Puja/Diwali), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Karnataka | 1 Nov (Kannada Rajyotsava — falls on Sunday), 8 Nov (Diwali), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Gujarat | 8 Nov (Diwali), 10 Nov (Vikram Samvant New Year/Bali Pratipada), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Rajasthan | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Uttarakhand | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 14 Nov (2nd Sat), 20 Nov (Igas-Bagwal), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Odisha | 8 Nov (Diwali), 14 Nov (2nd Sat), 15 Nov (Chhath Puja), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Tamil Nadu | 8 Nov (Diwali/Deepavali), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Kerala | 8 Nov (Deepavali), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Meghalaya | 13 Nov (Wangala Festival), 14 Nov (2nd Sat), 23 Nov (Seng Kut Snem), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Manipur | 1 Nov (Kut), 11 Nov (Ningol Chakkouba), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
| Himachal Pradesh | 8 Nov (Diwali), 9 Nov (Govardhan Puja), 11 Nov (Bhai Dooj), 14 Nov (2nd Sat), 24 Nov (Guru Nanak Jayanti), 28 Nov (4th Sat) |
Dates subject to final RBI Negotiable Instruments Act notification. Verify with your bank branch for state-specific confirmation.
Long Weekend Opportunities in November 2026
November 2026 has one of the year’s most significant long weekend opportunities — the Diwali cluster.
| Long Weekend | Dates | Coverage |
| Diwali extended break | Sat 7 → Wed 11 Nov | North India (5 consecutive days including Diwali Sunday, Govardhan Monday, Bhai Dooj Wednesday — take Tuesday off for a 5-day break) |
| Guru Nanak Jayanti weekend | Sat 22 → Tue 24 Nov | Pan-India (take Monday 23 Nov leave for a 4-day weekend) |
| Chhath Puja extended break | Sat 14 → Mon 16 Nov | Bihar, Jharkhand, UP (3 days: 2nd Saturday + Sunday + Chhath Monday) |
Important: How Online Banking Works on Bank Holidays
A common question around bank holidays: does everything stop?
What stops on bank holidays:
- Bank branch operations, counters, lockers, manager meetings
- Cheque clearance (physical)
- Demand draft issuance at branch
- RTGS transfers (in some cases, check RBI RTGS holiday schedule)
What continues on bank holidays:
- UPI payments (GPay, PhonePe, Paytm, BHIM) — fully functional
- NEFT transfers — available 24×7 (RBI made NEFT round-the-clock in 2019)
- IMPS transfers — available 24×7
- Mobile banking and internet banking — fully functional
- ATM cash withdrawals — fully functional
- Credit and debit card transactions — fully functional
Practical advice: For loan EMI payments, RTGS transfers, or any time-sensitive branch-dependent transaction in November 2026, complete it at least 2 working days before the Diwali cluster (by 5 November) or before Guru Nanak Jayanti (by 21 November).
Bank Holidays November 2026: Summary Count by State
| State | Approximate Bank Closure Days (excl. Sundays & Saturdays) |
| Bihar / Jharkhand | 3–4 (Diwali + Chhath 2 days + Guru Nanak Jayanti) |
| Punjab / Haryana | 4 (Diwali + Bhai Dooj + Govardhan + Guru Nanak Jayanti) |
| UP / Delhi | 5–6 (Diwali + Govardhan + Bhai Dooj + Chhath + Guru Nanak Jayanti) |
| Gujarat | 4 (Diwali + Bali Pratipada + Bhai Dooj + Guru Nanak Jayanti) |
| Karnataka | 2 (Diwali + Guru Nanak Jayanti — Rajyotsava falls on Sunday) |
| Meghalaya | 3 (Wangala + Seng Kut Snem + Guru Nanak Jayanti) |
| Tamil Nadu / Kerala | 2 (Diwali + Guru Nanak Jayanti) |
| All States | +4 Sundays + 2nd Sat (14 Nov) + 4th Sat (28 Nov) = 6 fixed closures |
Conclusion
November 2026 is the most banking-disrupted month of the year for most Indian states. The Diwali festival cluster alone, spanning from 8 to 11 November, with Chhath Puja following on 15–16 November, creates nearly a week of banking disruption in north and east Indian states. Guru Nanak Jayanti on 24 November then closes banks nationwide just ten days before the month ends.
Plan your banking needs for November 2026 carefully:
- Complete branch-dependent tasks before 5 November
- Use online banking for all routine transactions during the festival cluster
- Complete any important transactions before 21 November to avoid the Guru Nanak Jayanti closure
- Verify your state’s specific holiday list with your bank branch, regional variations apply
For digital payments, UPI and NEFT remain available 24×7 throughout, bank holidays affect branches, not your phone.
FAQs About Bank Holidays in November 2026
Q1. How many bank holidays are there in November 2026?
There are a minimum of 8 bank holidays nationwide in November 2026: 4 Sundays, 2nd Saturday (14 Nov), 4th Saturday (28 Nov), Diwali (8 Nov — Sunday, gazetted), and Guru Nanak Jayanti (24 Nov — gazetted). State-specific festival holidays (Govardhan Puja, Bhai Dooj, Chhath Puja, Wangala, Igas-Bagwal, etc.) add further closures depending on your state, bringing the total to 13–15 days in high-closure states.
Q2. Are banks open or closed on Diwali 2026?
Banks are closed on Diwali 2026 (8 November). Diwali is a gazetted national holiday — all bank branches across India remain closed. Since it also falls on a Sunday in 2026, the closure is doubly confirmed. Online banking, UPI, NEFT, IMPS and ATMs remain operational.
Q3. Is there a bank holiday on Guru Nanak Jayanti 2026?
Yes. Guru Nanak Jayanti is on Tuesday, 24 November 2026, and is a gazetted holiday, observed nationally. All banks across India remain closed on this date. It is one of only a handful of bank holidays that apply uniformly across all states.
Q4. What is the 2nd Saturday in November 2026?
The 2nd Saturday of November 2026 is 14 November 2026. Banks across India remain closed on this date. It also happens to be Children’s Day and Nehru Jayanti — national observances, though not bank holidays by themselves.
Q5. What is the 4th Saturday in November 2026?
The 4th Saturday of November 2026 is 28 November 2026. Banks across India remain closed on this date as per RBI guidelines.
Q6. How Many Bank Holidays in November 2026?
November 2026 has nine bank holidays: state-specific closures on 1 November, Diwali on 8 November, the 2nd Saturday on 14 November, Guru Nanak Jayanti on 24 November, and the 4th Saturday on 28 November. Adding four Sundays and regional festival closures across states brings the total banking disruption days in November 2026 to approximately 13–15 days depending on your state.