How to Link Aadhaar with Union Bank of India

Linking your Aadhaar number with your Union Bank account is not just a government mandate — it’s a step towards secure, transparent, and hassle-free banking. Through Union Bank Aadhaar seeding, you can receive government subsidies, pensions, and welfare benefits directly into your account while enjoying smoother online banking services.

This guide explains how to link Aadhaar with Union Bank of India through online, offline, ATM, mobile banking, and SMS methods.

What is Union Bank Aadhaar Seeding?

Union Bank Aadhaar seeding means linking your 12-digit Aadhaar number, issued by UIDAI, with your Union Bank account. Once linked, the account can be used for direct benefit transfers (DBT) and serves as a secure, verified identity for banking.

This initiative by the Government of India ensures:

• Financial inclusion for all account holders.
• Direct transfer of subsidies like LPG, scholarships, and pensions.
• Improved security in banking transactions.

How to Link Aadhaar with a Union Bank Account?

Union Bank offers multiple ways to complete the Aadhaar linking process. You can choose the one most convenient for you.

1. Aadhaar Seeding at Union Bank Branch (Offline)

1. Visit your nearest Union Bank branch.
2. Request the Aadhaar seeding application form.
3. Fill in your details – account number, Aadhaar number, name, etc.
4. Attach a photocopy of your Aadhaar card.
5. Submit the form with your documents.
6. Once verified, you’ll receive an SMS confirming the update.

2. Union Bank Aadhaar Seeding Online (NetBanking)

1. Log in to Union Bank Internet Banking.
2. Navigate to Services > Profile > Link Aadhaar.
3. Enter your Aadhaar number and account details.
4. Verify with OTP sent to your registered mobile number.
5. Get confirmation of successful Aadhaar linking.

This is the quickest way to complete the Union Bank Aadhaar link online.

3. Link Aadhaar via Union Bank Mobile App

1. Download and log in to the Union Bank mobile banking app.
2. Go to the Aadhaar Linking section.
3. Enter your Aadhaar number and account details.
4. Verify with OTP.
5. Receive confirmation on successful seeding.

4. Aadhaar Linking at Union Bank ATM

1. Visit any Union Bank ATM.
2. Insert your debit card and enter your PIN.
3. Select Aadhaar Seeding option.
4. Enter your Aadhaar number.
5. Confirm the details.
6. Receive a confirmation slip or SMS.

5. Aadhaar Linking through SMS

1. Open your SMS app.
2. Type: UID <Aadhaar Number> <Account Number>.
3. Send it to the designated Union Bank number.
4. Wait for confirmation SMS from the bank.

How to Fill the Union Bank Aadhaar Seeding Application Form?

If you’re completing the process offline, you’ll need to fill out the form carefully:

• Personal details: Full name, date of birth, address.
• Bank details: Account number, branch, and account type.
• Aadhaar details: Your 12-digit UID number.
• Signature: Authorising the Aadhaar linkage.

How to Check Aadhaar-Union Bank Account Link Status?

You can verify whether your Aadhaar is linked to your Union Bank account using these methods:

Online (NetBanking):

• Log in and go to Aadhaar Services > Status.
• Enter your Aadhaar number and view the status.

Mobile Banking App:

• Log in to the Union Bank app.
• Navigate to Aadhaar Services > Status.
• Enter details and check linking status.

SMS Method:

• Send an SMS with Aadhaar and account details to the bank’s approved number.

Customer Care:

• Call Union Bank’s helpline or email customer support with your account details and Aadhaar number.

Documents Required for Union Bank Aadhaar Seeding

For offline linking:

• Aadhaar Card (original + photocopy).
• Union Bank account details (passbook/account statement).
• Aadhaar Seeding Form (available at branches).

For online linking:

• Internet banking/mobile app login details.
• Active mobile number registered with Aadhaar (for OTP).
• Aadhaar number and bank account details.

Processing Time

• Online Aadhaar linking: Instant to 48 hours.
• Offline (branch): 2–7 working days.

Benefits of Linking Aadhaar to Union Bank Account

• Direct Government Benefits: Pensions, LPG subsidy, scholarships credited directly.
• Fraud Prevention: Biometric verification reduces identity theft.
• Simplified Banking: Aadhaar-based KYC for new accounts, loans, and services.
• Convenient Transactions: Easier online banking, transfers, and bill payments.

Risks of Not Linking Aadhaar

• Missed subsidies and DBT benefits.
• Restricted banking services as per RBI and government rules.
• Difficulty in opening accounts or applying for loans.
• Risk of penalties due to non-compliance.

Final Word

Union Bank Aadhaar seeding is more than compliance — it’s your gateway to safer banking and direct access to government benefits. Whether you use Union Bank Aadhaar seeding online, through ATMs, SMS, or at a branch, the process is simple, secure, and highly recommended.

Frequently Asked Questions (FAQs)