Linking your Aadhaar card with your Central Bank of India account is an essential step to ensure secure banking and seamless access to government benefits. The Central Bank Aadhaar link process promotes transparency, eliminates duplication, and simplifies the disbursal of subsidies directly into your account. The initiative supports the government’s mission of financial inclusion by making banking more accessible, secure, and digitally enabled.
What Is Central Bank Aadhaar Linking?
Aadhaar linking with Central Bank of India means connecting your 12-digit Aadhaar number, issued by UIDAI, with your bank account. This verification step helps the government and banks prevent fraud, enable direct transfers (DBT), and ensure that only eligible beneficiaries receive subsidies and welfare payments.
The process can be completed both online and offline, depending on your convenience.
How to Link Aadhaar Card with Central Bank of India Account
You can link your Aadhaar with a Central Bank of India account through various methods — online banking, mobile app, ATM, or by visiting your home branch. Here’s how each method works:
1. Link Aadhaar with Central Bank Account Online
The Central Bank Aadhaar link online method is quick and paperless.
Steps:
- Visit the official Central Bank of India Internet Banking portal.
- Log in using your User ID and password.
- Navigate to ‘Services’ or ‘Profile’.
- Select ‘Link Aadhaar’ and enter your Aadhaar number.
- Verify details via OTP sent to your registered mobile number.
- Submit your request and wait for confirmation.
✅ Processing time: Instant to 48 hours.
✅ Charges: Free of cost.
2. Aadhaar Linking via Central Bank Mobile App
You can also complete the Central Bank of India Aadhaar card link through the mobile app.
Steps:
- Log in to the Central Bank Mobile Banking app.
- Go to the ‘Aadhaar Linking’ option under settings or profile.
- Enter your Aadhaar number and account details.
- Verify with OTP received on your Aadhaar-linked mobile.
- You’ll get an SMS confirmation once linked.
3. Aadhaar Linking via ATM
The Central Bank Aadhaar link through ATM method is simple and secure.
Steps:
- Visit your nearest Central Bank of India ATM.
- Insert your debit card and enter your PIN.
- Select ‘Other Services’ → ‘Aadhaar Seeding’.
- Enter your Aadhaar number and confirm it.
- You’ll receive an SMS confirming your Aadhaar linking request.
Some ATMs also issue a printed receipt for reference.
4. Link Aadhaar with Central Bank Account Offline (Branch Visit)
If you prefer in-person assistance, you can link your Aadhaar at any Central Bank branch.
Steps:
- Visit your home branch with your Aadhaar card and passbook.
- Request the Aadhaar linking form from the counter.
- Fill in details like account number, name, and Aadhaar number.
- Attach a photocopy of your Aadhaar card.
- Submit the form and complete verification.
- You’ll receive a confirmation SMS once the linking is successful.
✅ Processing time: 2–7 business days.
5. Aadhaar Linking via SMS
Some regions and branches offer Aadhaar linking through SMS.
Steps:
- Type: UID <Aadhaar Number> <Account Number>
- Send it to the designated number provided by Central Bank of India.
- Wait for a confirmation message from the bank.
(If you don’t receive confirmation, contact customer service for assistance.)
How to Check Aadhaar Linking Status with Central Bank of India
Once your Aadhaar is linked, you can check its status easily:
Through Internet Banking:
- Log in to your Central Bank NetBanking account.
- Go to ‘Aadhaar Services’ → ‘Check Linking Status’.
- Enter your Aadhaar number to verify.
Through Mobile App:
- Open the Central Bank mobile app.
- Go to ‘Aadhaar Services’ → ‘Linking Status’.
- View the current linkage details.
Via SMS or Customer Care:
Send an SMS to the bank’s Aadhaar helpline number or contact the Central Bank support team for assistance.
Documents Required for Aadhaar Linking
For offline methods:
- Original and photocopy of Aadhaar Card
- Central Bank account details or passbook
- Aadhaar seeding form (available at the branch)
For online methods:
- NetBanking or mobile banking login credentials
- Active Aadhaar-linked mobile number for OTP verification
Time Taken for Aadhaar Linking
| Method | Estimated Processing Time |
| Online (NetBanking/App) | Instant to 48 hours |
| ATM | Instant to 24 hours |
| Branch (Offline) | 2–7 business days |
Why Link Aadhaar with Central Bank Account?
Linking your Aadhaar with your Central Bank of India account provides multiple benefits:
- Seamless subsidy transfers for LPG, pensions, and scholarships.
- Enhanced account security with verified identity.
- Faster online transactions and digital banking access.
- Regulatory compliance with government mandates.
- Elimination of duplicate or fake accounts.
What Happens If You Don’t Link Aadhaar?
Failure to link your Aadhaar card with your Central Bank account can lead to:
- Non-receipt of government subsidies and benefits.
- Restricted access to certain banking services.
- Regulatory non-compliance and possible penalties.
- Limited use of online banking or KYC updates.
- Higher risk of unauthorized account use.
Final Word
The Central Bank Aadhaar link process is essential for secure, transparent, and efficient banking. Whether you complete the process online, via mobile app, ATM, or at your branch, it ensures you receive all benefits directly into your account while staying compliant with government regulations.
Take a few minutes today to link your Aadhaar with your Central Bank of India account and enjoy safe, convenient, and inclusive banking.
Frequently Asked Questions (FAQs)
1. Is Aadhaar linking with Central Bank of India mandatory?
Yes. The government has made Aadhaar linking mandatory to ensure secure transactions and direct benefit transfers.
2. Can I link my Central Bank account to Aadhaar online?
Yes. You can do it through the Central Bank’s Internet Banking portal or mobile banking app.
3. What documents are needed for offline Aadhaar linking?
You’ll need your Aadhaar card, passbook, and a filled Aadhaar linking form.
4. How long does the Aadhaar linking process take?
Online linking is usually instant, while offline linking may take 2–7 working days.
5. How can I check if my Aadhaar is linked to my account?
You can check the Aadhaar linking status via NetBanking, mobile app, SMS, or by contacting customer care.