Linking your Aadhaar card to your Bank of India (BOI) account is mandatory to comply with RBI guidelines and keep your banking services running smoothly. Aadhaar seeding strengthens account security, simplifies verification, and enables you to receive government subsidies and benefits directly into your BOI account.

Whether you’re familiar with digital banking or prefer visiting your branch, BOI has made the Aadhaar linking process flexible and easy to follow.

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What Is Bank of India Aadhaar Linking?

Aadhaar linking with Bank of India connects your unique 12-digit Aadhaar number to your bank account. This government-backed system helps reduce fraud, improve identity verification, and ensure that benefits such as subsidies and pensions reach the correct accounts.

When your Aadhaar is linked to your BOI account, it:

• Simplifies KYC compliance
• Enables Direct Benefit Transfers (DBT)
• Strengthens account security
• Makes online banking and mobile banking more seamless

This process is similar to Aadhaar seeding done in other banks, such as Central Bank of India Aadhaar card link, UBI Aadhaar link, and even Indian Bank Aadhaar seeding.

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How to Link Aadhaar Card with Bank of India Account

BOI offers six convenient methods to complete Aadhaar linking. Choose whichever suits you best.

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a. Link Aadhaar to BOI Account Through Internet Banking

This is the fastest and most convenient option for customers who use online banking.

Steps:

1. Log in to your BOI internet banking account.
2. Navigate to ‘Update Profile’ or ‘Service Requests’.
3. Choose Aadhaar Linking / Aadhaar Seeding Bank of India.
4. Enter your 12-digit Aadhaar number.
5. Verify your details and authenticate the request using OTP.
6. Save the acknowledgment number for future reference.

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b. Link Aadhaar Card Using Bank of India Mobile App

BOI’s mobile banking app offers a quick Aadhaar linking option under customer profile settings.

Steps:

1. Open the BOI mobile banking app and sign in.
2. Tap on Profile, My Account, or Services.
3. Select Aadhaar Link.
4. Enter your Aadhaar number and complete OTP verification.
5. Save the confirmation message.

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c. Aadhaar Linking at a Bank of India ATM

If you prefer using an ATM, BOI provides a smooth Aadhaar update process at their ATMs.

Steps:

1. Insert your BOI debit card and enter PIN.
2. Go to More Services → Aadhaar Linking.
3. Enter your Aadhaar number.
4. Confirm details and complete the request.
5. Collect the acknowledgment slip.

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d. Aadhaar Linking at Bank of India Branch (Offline)

This method is ideal if you want assistance from bank staff.

Steps:

1. Visit any Bank of India branch with your Aadhaar card.
2. Ask for the Aadhaar linking form at the counter.
3. Fill in all required details carefully.
4. Submit the form with your documents.
5. Collect an acknowledgment receipt once verification is done.

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e. Link Aadhaar Through BOI Official Website

If you don’t use the mobile app or net banking, the official BOI website offers an Aadhaar linking option.

Steps:

1. Visit the Bank of India official website.
2. Navigate to the Aadhaar Linking or Customer Service section.
3. Enter your account details and Aadhaar number.
4. Verify through OTP.
5. Save your confirmation receipt.

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f. Link Aadhaar to BOI Account Through SMS

SMS linking is useful for customers who don’t have smartphones or internet banking.

Steps:

1. Type SMS in this format:
   AADHAAR <space> Aadhaar Number <space> Account Number
2. Send it to BOI’s official SMS banking number.
3. Wait for a confirmation message.

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Bank of India Aadhaar Linking Form

If you prefer the offline method, you’ll need the official Aadhaar linking form from the BOI branch or BOI website.

The form requires:

• Name
• Aadhaar number
• BOI account number
• Signature
• Contact details

Double-check all fields before submitting to avoid delays.
(For Indian Bank customers looking for a similar document, search for Indian Bank Aadhaar link form PDF online.)

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How to Check Aadhaar Link Status in Bank of India

You can check your Aadhaar seeding status through any of the following methods:

1. Through BOI Internet Banking

Go to Profile → Aadhaar Status.

2. Using Mobile Banking App

Open the Aadhaar section and check the status.

3. Customer Care

Call BOI customer support and verify the status using your account details.

4. Visit Branch

Ask a bank officer to check your Aadhaar seeding status.

(You can also check government-wide Aadhaar seeding via the UIDAI portal or e-governance portals.)

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Documents Required for Bank of India Aadhaar Linking

Have the following documents ready depending on the method you choose:

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A. For Offline Linking at Branch

• Original Aadhaar card + self-attested copy
• BOI passbook or bank statement
• Valid ID proof (PAN, Voter ID, Passport, etc.)
• Two passport-size photographs (if asked)
• Filled Aadhaar linking form

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B. For Online Aadhaar Seeding

• Digital copy of Aadhaar (PDF/JPG)
• Active mobile number linked to Aadhaar
• Valid BOI net banking login credentials
• Registered email ID
• A digital photograph (if updating KYC)

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How Long Does Aadhaar Linking Take?

• Online linking: Usually completed within 24 hours
• Branch linking: Completed instantly after verification
• SMS linking: Takes 2–3 working days

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Why You Should Link Aadhaar with Bank of India Account

Aadhaar linking is not just a requirement—it provides several core benefits:

1. Enhanced Security

Biometric verification reduces fraud and unauthorized activity.

2. Direct Benefit Transfers (DBT)

Government subsidies, pensions, and schemes directly credit to your Aadhaar-linked account.

3. Simplified Banking

Avoid repeated KYC processes for loans, accounts, cards, and more.

4. Improved Digital Banking

Smooth access to UPI, mobile banking, and Aadhaar-enabled payment systems.

5. Better Tax Compliance

Aadhaar helps streamline PAN linking and financial reporting.

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What Happens If You Do Not Link Aadhaar?

If your Aadhaar is not linked with your BOI account, you may face:

• Restrictions on transactions
• Suspension of account operations
• Loss of government benefits
• KYC non-compliance issues
• Limitations on UPI and mobile banking
• Possible freezing of your account

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Final Word

Linking your Aadhaar to your Bank of India account ensures uninterrupted banking services and offers several advantages, including enhanced security and faster government benefit transfers. BOI has provided multiple simple and reliable methods—online, offline, ATM, mobile app, website, and SMS—to make Aadhaar seeding easy for every customer.

Keep your confirmation slip safe and periodically check your Aadhaar linking status for smooth banking.

Frequently Asked Questions